Whether we like it or not, we're on the back half of 2014. While it seems like only yesterday that we were celebrating the Holidays and colder weather, we are now staring down the descent into the end of the year. When time seems to pass you by or you’ve been terribly busy it can be easy to lose sight of what your financial goals were at the beginning of the year. Whether you call them New Year’s Resolutions or simply goals you want to reach there is still time to finish your financial year off right if you’ve got the right attitude. [Read more…] about 3 Simple Ways to Finish Your Financial Year off Right
As someone who has been self-employed for a little over two years there is quite a bit I have learned. However, the thing I continue to come back to is that no one is going to do anything for me, meaning it’s all up to me. That ranges from finding the work and knowing what expenses we should take on to things like retirement. You see, I don’t have the cushy benefit of having someone give me free money for retirement leaving me on my own to handle it. That said, I think I’ll take the benefits of working for myself if it means managing my own retirement. 🙂
We commonly hear about why it’s important to monitor your credit report and score. This can be understandable once you’re established in a career and growing your wealth but it’s just as important, if not more so, when you’re young as something negative on your credit report can impact you in a number of ways. Added to that, there have been a number of security breaches recently. Remember Target? It’s things like that which should cause you to be mindful of your credit report as early as you can. Outside of security scares, hopefully, the following reasons should encourage you to watch over your credit report regularly. [Read more…] about 3 Reasons Why You Want to Watch Your Credit Report Starting at a Young Age
I remember making my last debt payment like it was yesterday. It felt like the shackles I had been wearing around my ankles for five years finally fell off. A funny thing happened though as I was done with the journey – I started getting more credit card offers. Crazy I know, but that’s the nature of the system. That said, I know many deal with not knowing when or if they should even get a credit card after paying off debt. If you’re in that situation, hopefully my experience helps. [Read more…] about Should You Get A Credit Card After Paying off Debt?
It’s hard to believe, but it’s summer already. It just seems like we were celebrating the Holidays yesterday and now hot weather is upon us. If your winter was like mine that means you’re eager to set out on a summer vacation to enjoy some fun in the sun. Unfortunately summer vacations aren’t exactly cheap and can easily cost a small fortune. While going on summer vacation will cost a good bit of money, there are ways you can save money and still have a blast on your trip. [Read more…] about 3 Simple Ways to Save on Your Summer Vacation
I often get asked how my family is able to keep our grocery bill so low. We have a family of five and are able to easily stay within our budget of $475 per month, often with some left over at the end of the month. I readily admit that it can be difficult to maintain a strict grocery budget, but it can be done – you just have to work at it. I’ve shared how to save money on groceries in the past, but today I want to give some specific tips as to how we keep our grocery bill so low. [Read more…] about How My Family of Five Keeps Its Grocery Bill Under $500 per Month