Emergency Funds 101: Everything You Need to Know
You’ve likely heard of the idiom that we should all prepare for a rainy day, right? But what does it mean to create an emergency fund?
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The Complete Beginner Guide To Holiday Budgeting
The holiday season is a wonderful time of the year, with plenty of family, friends, and some good old-fashioned gift-giving. If you are planning to give gifts this month, holiday budgeting is essential as it helps you avoid overspending. These tips will help you avoid going overboard on holiday spending and enjoy the season with
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Debt Addiction: How To Move Forward
Debt addiction is real. Unlike drugs, it isn’t a chemical dependency. Instead, it’s more like a mental state where you cannot conceive of living another way. It is a genuine and very serious issue worldwide, particularly in North America. In the United States, people constantly try to live beyond their means. With a debt addiction,
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Nine Tips for a Better Vacation
People often tell me, “I wish I could travel like you.” Many folks let things like time and money get in the way of their dream vacation. But if travel is genuinely a priority to you, like it is to me, you can get a lot out of a vacation with a little bit of
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Banking 101: A Beginner’s Guide
Banks are institutions that offer a variety of financial services, such as checking, savings, and investment accounts and various loan options. Understanding how banking works and maintaining a good relationship with a bank is crucial when handling your finances. This guide will explain how banks make money, the different types of banks, and which one
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Seven Easy Ways to Save Money Fast
Who wouldn’t like to have a little extra cash in their bank account at the end of the month? While you probably can’t walk into your office and demand a pay raise, there are a few ways to save money and give yourself that raise instead. Making a few simple cutbacks could save you hundreds
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